Going On A Thru-Hike? Move Out And Put Your Items In Storage To Save Money

After you have acquired plenty of experience from hiking, you may be ready to go on a thru-hike. Some people go through a portion of thru-hikes, while others start from the very beginning. The Appalachian Trail is one of the several thru-hikes that you can traverse, which takes about five to seven months. Since it can also cost an average of $3,000 to handle all expenses related to the hike itself, you should have enough money saved up. Another beneficial thing to do is to minimize your other expenses, which you can accomplish by moving out of your apartment or home and putting your things into a storage unit.

Get Rid of Bulky Items That Need Climate Control

The main category of oversized things that you will have difficulty storing is furniture. Fortunately, you should be able to sell your furniture and buy used pieces at around the same price once you get back. The key concern is with wood and metal furniture because these materials are prone to moisture damage. Plastic furniture does not have this problem; you just want to minimize how much space you need.

The reason that you should avoid a climate-controlled storage unit is to save money. Units without climate control range from $75 to $140 for a 10×15 unit compared to $115 to $150 for units with this feature.

Equip Yourself with Moisture-Resistant Boxes

While you may be able to get rid of bulky furniture, you may still have art and documents to store. Unfortunately, these items are just as much at risk as your furniture pieces. But, you do have a solution for avoiding moisture-related damage by getting plastic storage containers that keep water out. Even when the boxes were submerged in water, the items inside did not get damaged. This should give you the confidence to purchase a few of these containers and use them to put most or all of your things inside.

Look at Facilities Outside Major Cities

Another factor that you have to consider with storage units is location. Most people are concerned with location because they want to be close to their home. But, since you are going on a thru-hike, your main priority should be saving money, which means picking locations far away from major city centers. Bringing your items to a small town nearby could lead to substantial savings over the course of your hiking trip.

With a considerable amount of money to spend on a thru-hike, combined with the fact that you will not be generating any income while you are gone, it is in your best interest to maximize savings on storage.

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Is Your Staff Griping About Their Office Chairs? Get Chairs That Work For You

If you have several staff members complaining that the chairs they have to work in every day aren’t comfortable, and that they are cheap and flimsy, it’s time to invest in some high quality office chairs from a company like D & R Office Works, Inc. Taking the time to find great chairs for your staff isn’t just going to make them happy, but it can improve productivity and save you money in the long run. Here are a few of the features you should have on your list when searching for chairs for your office space.

Ergonomic Design

Chairs that have an ergonomic design are going to take pressure off the back and hip throughout the day, and help your staff avoid neck pain and other strains that occur when you sit at a desk for hours. The chairs should be adjustable and the seats comfortable, with arm rests and the proper design. When your staff can sit at a chair longer without distracting discomfort, they can work harder for longer with more focus.

Quality

Don’t buy one of the cheapest chairs you can find because it’s going to be easier on your budget; instead, invest in office chairs that will last. Find a chair that comes with a manufacturer warranty, so you know you aren’t going to end up needing to replace it quickly, and so parts and pieces don’t break easily.

Easy to Clean

Since the chairs are going to be where your staff may sit and eat or drink, and they will get scuffed and moved around, you want the chairs to be easy to clean. A material that is going to look good as long as the chair holds up is ideal. Avoid chairs that need to be treated with ointment to keep their luster and sheen, and instead get a fabric that can be wiped easily when needed.

These are just a few of the things you want to consider, and some office members may need special chairs to meet their disabilities or needs. If you have someone with severe back pain or chronic fatigue issues, they may need a specially designed ergonomic piece or a kneeling chair to help make work easier throughout the day. When you start to look at the office chairs available, find out if you can get a deal by making a large order in bulk, to save money on the high quality chairs that your staff desperately needs. 

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3 Signs You Should Contact Your Auto Insurance Company After You Retire

On your list of things to do after retirement, fishing or vacationing might be at the top. One of the last things that you might have thought about adding to your retirement list is contacting your car insurance provider, but the truth is, you could benefit from doing so. These are three signs that you should talk to your auto insurance company about this life change.

1. You’ll Be Driving Less

Now that you have retired, there’s a chance that you will be driving less. If you took public transportation to and from work when you were employed, you probably won’t see a difference. If you once had a long commute, however, you may qualify for a car insurance discount now that you aren’t driving as many miles each day. In fact, if you aren’t going to be driving much at all now that you don’t have to go to work anymore, you may want to switch to a plan that bases your rates off of your mileage. More and more providers are beginning to offer this option, which is tracked by a device that is installed in your car. Regardless, calling your insurance agent and discussing the changes in the miles that you will be driving each year could help you qualify for a discount.

2. You’re Now an Empty-Nester

If your college-age children have moved out of your house, you might qualify for a huge discount. Now that your adult children probably aren’t driving your cars, they could be removed from your policy. Since younger drivers can cause rates to soar, this can save you a lot of money. Even if you don’t want to fully remove your children from your policy — such as if they may drive your cars when home on spring or summer break — you may be able to qualify for a discount if your young adult children are away from home and won’t be driving your vehicles on a regular basis.

3. You’ve Hit the Retirement Age

Some insurance agencies offer discounts for those who have reached retirement age, so there’s a chance that you could qualify for a discount, unless you retired young. You may have also recently joined a senior citizen’s organization, which might also qualify you for a discount. It never hurts to call your insurance agent to find out.

Now that you’ve retired, it’s worth your while to take a few minutes to call your insurance agent. Then, you can save money on your insurance, which can give you more cash for all of those traveling plans that you might have in mind! For more information, contact an auto insurance company like NFP, P & C, Inc.

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Two Important Questions You Might Have About Commercial Insurance

There are few experiences that can be more exciting or stressful than starting your own business. While there can be immense financial rewards for successfully running your enterprise, there can also be serious liabilities for mistakes and accidents. To this end, you should make sure to invest in commercial insurance to make sure that you are protected from these risks. Unfortunately, there are some people that may not be informed about this type of insurance coverage, which can cause them to need the following couple of questions answered.

Do Self-Employed People Need Commercial Insurance?

A common assumption among some people is that only large businesses need this type of protection. As a result, it is common for self-employed individuals to avoid purchasing this type of insurance. Yet, you should be aware that these policies can offer self-employed individuals some valuable protections.

For example, if you were to suffer a serious injury and were unable to work for an extended period of time, it is possible to purchase insurance that can continue to pay you most of what you would normally earn working. While income insurance may be somewhat expensive, it can prove invaluable if you ever encounter this problem. Also, individuals that work from home should invest in these policies because most homeowner’s insurance will not cover damages done to a home based office.

What If You Can Not Afford Business Insurance?

Sadly, there are many people that assume business insurance is far too expensive for their budgets. While it is true that you will be required to make regular premium payments to retain this coverage, you should be aware that these premiums can usually be deducted from your end of the year tax bill. As a result, you should make in a point to retain copies of all your premium payments so that you can easily provide them to your accountant for the purpose of claiming these deductions.

Insuring your company against some of the more common problems that can arise is important for anyone that is just starting an enterprise. Unfortunately, it can be easy to be uninformed about this type of insurance if you have never purchased it before. This can cause you to make the mistake of rationalizing not having this protection for a number of reasons. By being informed about the important benefits of commercial insurance for self-employed individuals and the fact that these policies are tax deductible, you will find yourself better positioned for making sure you appreciate the importance of this protection. To learn more, contact a commercial insurance agency like Western Reserve Group

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How To Choose A Banner Stand That Will Be Easier To Transport

Even though you might like the look of a big banner stand display, you might be looking for a banner stand that you can easily transport to trade shows and other events. Luckily, keeping a few things in mind when buying a banner stand will help make it easier for you to take your promotional materials with you.

Keep it Small

Don’t fall for the idea that you need a huge banner and a huge banner stand. Although you’ll obviously want your banner and stand to be large enough to be properly read and seen, focusing on keeping your messages short and sweet and choosing the right colors and layout can be more important. Then, you can choose a smaller size of banner and stand while still making a big impact, and you won’t have to worry about lugging a huge banner and stand around.

Choose a Roll-Up Option

There are various types of banner stands for you to choose from, but one great option for portability is a roll-up option. Basically, a roll-up banner stand can quickly and easily be set up and put away, and you don’t even need another person to help you with set-up at your various trade shows and events. This makes a roll-up banner stand a wonderful option for taking with you to these events.

Look for a Matching Carrying Case

When ordering your banner stand, consider looking for a banner stand that comes with a carrying case. Even though you can look for a carrying case from another retailer, there’s a chance that it won’t be as good of a fit. If you order a banner stand that comes with a matching case and a shoulder strap, you’ll know that you have a perfect fit. This will make it simple for you to toss the case over your shoulder when you are heading to or from an event, and you can use your hands for carrying other items.

If you are in the market for a banner stand, you might have a lot of things in mind. Along with ensuring that the banner stand will do a good job of advertising your business, you probably also want to ensure that you can easily take it with you to promotional events. Luckily, if you consider these things while you’re shopping for a banner and stand, you shouldn’t have any problems taking your banner and stand with you to any type of event. Contact a company like Divine Signs Inc. for more information.

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4 Reasons To Sell Your Car And Rent One When Moving To A Low Car Tax State

Since moving is a major change to one’s life, most people tend to focus on the move itself until it happens. However, you can make a smart financial decision by selling your vehicle before you move away. If you were thinking about buying a new car at some point in the near future, you can use your relocation to a low car tax state as an opportunity to end up with extra money in your bank account.

Get More Money Selling to a Private Party

Trading in your car to a dealership when buying a car is a common tactic. However, while it is easy, it is not the most lucrative way to get rid of your vehicle. Selling your car to a private party is the most profitable, especially when you follow the right steps to make it look extremely appealing in your ads.

Rent a Car with Great Fuel Economy

The process of renting a car is simple, especially when you do it online. The car rental company can pick you up from your home, as long as your home is located with a certain number of miles to their location. If you are using a moving service to transport all of your belongings, you only need to worry about getting yourself to your new city of residence. An economical car is generally the cheapest to rent, and you can put the bill on certain credit cards to get complimentary rental insurance coverage.

Avoid Paying for Wear and Tear

Naturally, when you drive your own vehicle to another state, you have to factor in the wear and tear that it puts on your vehicle. It reduces the car’s value, which reduces how much you can sell or trade it for. By renting a car, you also do not have to worry about an unexpected breakdown.

Low or No Taxes on Your Car Purchase

Once you finish with your move, you should start looking at car dealerships right away. It is easier to shop for a vehicle when you still have your rental car to get you places. Some high-population states with no car tax include Texas, New York, Illinois, Pennsylvania, and Ohio. However, you can still save money on a car purchase with states that have a low percentage, such as California, Alabama, and Utah.

Selling your car before moving might seem like a scary decision, but it can help you out financially. When you market your vehicle properly and move to a low or no car tax state, the savings is in your hands.

For more information about how to make your move as smooth as possible, check out websites like http://www.affordablechicago.com.

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